What Is A Life Insurance Retirement Plan (LIRP)?

• Accumulation & Distribution Tool
• No Income Limits - Not A Function Of Income
• No Contribution Limits - It's A Function Of Asset Base
• No 1099s To File - You Don't Have To Tell IRS
• Multiple Growth Strategies - Equities Or Guaranteed
• Tax Free Retirement Income - The Best Way!!!
• Long Term Care Coverage - If Disabled Or Major Illness
• No Legislative Risk - Will Be Grandfathered

How Do You Get This Program?

• Contribute from your own bank account
•  Use other people's money – "OPM" - Danny Devito, 1991 movie

  "Business... that's easily defined – it's other people's money"
  ~ Peter Ferdinand Drucker

• A bank loans you money to fund the program
• No Money Down
• No Principal payments
• No Interest payments
• No payments!!!
• For 50% financed: you must earn $100,000 per year
• For 100% financed: you must have $10 million in assets
• Must be healthy!

What Are The Many Uses Of A LIRP?

• Creating a self-completing retirement plan
• Avoiding the threat of higher income taxes in the future
• Addressing estate tax issues at death
• Guaranteeing what you want to happen financially will happen whether you are here or not
• Paying for college education
• Become your own bank
• Addressing long term care needs later in life
• Creating a tax-free income stream at retirement